How to Help Protect Yourself Against Identity Theft
Once identity thieves have your information, they can use it to gain access to your bank and credit card accounts
Save Organize and Streamline your Finances
One of the best ways to reach your financial goals is to save your money in an FDIC-insured bank.
Business Succession Planning
When developing a succession plan for your business, you must make many decisions. Should you sell your business or give it away?
Allpoint ATM Worldwide Access
Free Access to over 55,000 ATMs Worldwide Trustco [...]
ClickSWITCH – How To Switch Your Account To Trustco Bank
ClickSWITCH Trustco Bank makes switching your account over [...]
Small Business Retirement Plans
If you are self-employed or own a small business and you haven't established a retirement savings plan, what are you waiting for?
How to Protect Your Small Business from Cyber Threats
In today's world where data breaches are common occurrences — it's especially important for business owners to understand the digital risks they face. Are you doing all you can to mitigate the risk of a cyber attack?
What to Consider When Choosing A Retirement Account
Do you want to work till you’re 95? An Individual Retirement Account (IRA) may be your solution!
Mortgage Application Documentation Checklist
At Trustco Bank, our documentation requirements are typically less burdensome than many of our competitors.
Closing On Your Loan: What To Expect After Approval
Almost home, so let’s work together to complete the final items needed to close your loan quickly.
Trustco’s Mortgage Process
At Trustco Bank, we strive to make your mortgage process as simple and stress-free as possible!
Home Town First Time Home Buyers Program
Trustco Bank is here for you when you are ready to purchase your first home. We make it easy and are here for you every step of the way.
How To Send Money to Friends & Family Using Zelle
Whether you're paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.
Trustco Bank Financial Literacy Portal
Financial Literacy is the knowledge and application of various financial skills, which may include creating a budget
Information Security & Data Privacy
Trustco Bank makes it a priority to continuously educate our customers, employees and communities about the importance
A Message from our CEO
The Chairman, President, and CEO of Trustco Bank Corp NY and its subsidiary, Trustco Bank, Robert J. McCormick, explained
Governance & Sustainability
Trustco Bank is committed to long-term success through strong corporate governance
Environmental
At Trustco Bank we understand the importance of limiting our carbon footprint while delivering the best value to our shareholders.
Why You Should Open A Health Savings Account
Do you wish you had better control over how you spend your health-care dollars? If so, you may be interested in an alternative to traditional health insurance called a health savings account (HSA).
What do You Need To Open A Checking Account
Trustco offers several different debit cards for their customers. Find out which card best fits your needs.
Economic Inclusion
A path toward building financial stability The idea of economic [...]
Death of a Family Member Checklist
Losing a loved one can be a difficult [...]
Lifetime Transfers to Children
Lifetime (Non-charitable) Giving Gifting can be a powerful estate [...]
Estate Tax Changes Under Recent Tax Acts
The Tax Cuts and JobsAct doubled the gift and estate tax basic exclusion amount and the GST exemption to $11.18 million in 2018
Estate Tax
Any U.S. citizen who leaves an estate (plus adjusted taxable gifts) in excess of the estate and gift tax basic exclusion amount
Five Key Benefits for Military Families
If you're married, make sure that you and your [...]
After the Military: Tips for Your Financial Transition to Civilian Life
A the financial issues you might face. big part of preparing for your civilian life is taking steps to proactively address financial.
Members of the Military: Estate Planning
Whether you're a veteran or just starting out in [...]
Social Security Retirement Benefit Basics
Social Security benefits are a major source of retirement [...]
Women and Estate Planning Basics
When it comes to estate planning, women have [...]
Federal Student Loans: Direct and PLUS Loans
Many students take out federal and/or private student loans [...]
Portability of Applicable Exclusion Amount between Spouses
The Tax Relief, Unemployment Insurance Reauthorization, and Job [...]
Making Decisions About Medicare
This is a general overview of Medicare coverage. [...]
How Grandparents Can Help Grandchildren with College Costs
As the cost of a college education continues to [...]
Women and Money: Taking Control of Your Finances
As a woman, you have financial needs that are [...]
Understanding the Net Investment Income Tax
If your income hits a certain level, you [...]
Estate Planning Key Numbers
Here are some key numbers associated with estate planning, as [...]
Charitable Giving
There are many ways to give to charity. You can make gifts during your lifetime or at your death. You can make gifts outright or use a trust.
Business Succession Planning Buy-Sell Agreements
A buy-sell agreement is a legally binding contract in which the owners of a business set forth the terms and conditions of a future sale.
The New Estate Tax Rules and Your Estate Plan
The Tax Cuts and Jobs Act doubled the basic exclusion amount to $11.18 million in 2018 (indexed annually for inflation).
Women: What You Should Know When Starting a Business
According to one recent study, there were nearly [...]
Adjusting to Life Financially after a Divorce
There's no doubt about it — going through [...]
Social Security: What Should You Do at Age 62?
Is 62 your lucky number? If you're eligible, that's [...]
Back to Basics: Diversification and Asset Allocation
Why is diversification so important? The simple reason is that it helps manage the risk of loss in your portfolio
Education Tax Credits and Deductions
A tax credit is more valuable than a tax [...]
Income in Respect of a Decedent
Taxpayers are generally required to recognize income for federal income tax purposes in the year in which it is received.
Bonds, Interest Rates, and the Impact of Inflation
There are two fundamental ways that you can [...]
Key Estate Planning Documents You Need
The last document, a living trust, isn't always necessary, but it's included here because it's a vital component of many estate plans.
A Business Plan Can Be Your Guide to Growth
Whether you're a current business owner or a budding entrepreneur burning with the next great idea, one of the most important steps you can take on your road to success is creating a business plan.
Estate Planning and Income Tax Basis
Income Tax Basis Income tax basis can be [...]
Saving for College
Even though college costs are high, don't worry about saving 100% of the total.
How Secure Is Social Security?
If you're paying attention to the news, you've probably [...]
Financial Aid for College
Financial aid is money distributed primarily by the federal government and colleges in the form of loans, grants, scholarships
401(k) Plans
Qualified cash or deferred arrangements (CODAs) permitted under Section [...]
Common Factors Affecting Retirement Income
When it comes to planning for your retirement income, [...]
Disaster Preparedness for Businesses
As a successful business owner, you don't want to think [...]
Balancing Work and Family
Balancing work and family is a highly personal endeavor, and there is no magic formula. It takes planning and resolve.
Advanced Estate Planning Concepts for Women
You will need to think about the disposition [...]
Overdraft and Account Fees
It is important to understand common bank deposit account [...]
529 Savings Plans
A 529 college savings plan is a type of qualified tuition program (the other type is a prepaid tuition plan) established under Section 529 of the Internal Revenue Code.
Planning for Incapacity
Plan Ahead Should you become incapacitated without the proper [...]