Buying a House
Trustco Bank can kick-start your home-buying journey with a prequalification to give you an idea of what you can borrow. At this stage, you can explore different mortgage options and find the right fit for your goals. Once we further evaluate your credit, assets, and income, a mortgage preapproval will show sellers you’re a serious buyer and give you a better sense of your loan amount, monthly payment, and interest rate.
Equity Loans
A home equity loan, or a second mortgage, empowers you to borrow a lump sum by leveraging the equity in your home for a fixed rate over a fixed period. With a predictable repayment schedule in mind, you can use your Trustco home equity loan to consolidate debt and pay for large expenses like college tuition, a new vehicle, or home repairs.
Are you looking for a mortgage loan lender with flexible options to meet your needs? Choose Trustco Bank for your mortgage. At Trustco Bank, we’ve been a leader in low-cost portfolio mortgages, offering building and new construction loans, no-borrower-paid private mortgage insurance, along with home equity products. Our commitment to your financing needs is another example of how the best keeps getting better. Here for you for over 120 years. Come home to Trustco, your Home Town Bank.
Mortgage Application Documentation Checklist
At Trustco Bank, our documentation requirements are typically less burdensome than many of our competitors.
Closing On Your Loan: What To Expect After Approval
Almost home, so let’s work together to complete the final items needed to close your loan quickly.
Trustco’s Mortgage Process
At Trustco Bank, we strive to make your mortgage process as simple and stress-free as possible!
Home Town First Time Home Buyers Program
Trustco Bank is here for you when you are ready to purchase your first home. We make it easy and are here for you every step of the way.
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Home Buying and Lending Made Easier
At Trustco Bank, we’re ready to welcome you to your new home with our mortgage and lending options. Learning about what we offer is as easy as a simple chat online, a phone call, or a stop by our office. Get ready to say home sweet home and start your mortgage application today.