Trustco Home Town Credit Card
Trustco Bank is proud to offer a variety of credit cards from Visa and American Express that fit your daily needs.
With low rate options to pay down other high-interest cards or make a big purchase to save on interest over time, and rewards cards to earn cash back or points, you are sure to find the card that works best for you.
Please see the different options below.
If you need assistance, please call or stop into your local Trustco Bank office.
Personal Cards
Visa Signature® Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Premier Rewards American Express® Card
- Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas station purchases and 1x on all other eligible net purchases.
- $100 cash back after you spend $1,000 in the first 3 months.
- $0 introductory Annual Fee for the first year. After that, $99 Annual Fee.
Cash Rewards American Express® Card
- Earn up to 3% cash back at gas stations.
- Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
- Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Visa® Platinum Card
- Extended introductory offer.
- Save on interest and pay down your other credit card balances faster.
Secured Visa® Card
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
- $35 Annual Fee.
- Remember, late payments and going over the credit limit may damage your credit history.
Visa Signature® College Real Rewards Card
- Excellent opportunity for someone starting a credit history.
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Business Cards
Visa® Business Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- 2,500 bonus rewards points awarded after first purchase.
- Separate business expenses, manage cash-flow and track spending.
Visa® Business Rewards PLUS Card
- Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline; earn 1.5 points for every $1 spent on all other eligible net purchases.
- 20,000 bonus rewards points after you spend $2,000 in the first 3 months.
- $0 introductory Annual Fee for the first year. After that, $99 Annual Fee.
- Separate business expenses, manage cash-flow and track spending.
Visa® Business Cash Card
- Earn 3% cash back on all eligible net purchases from office supply stores, and phone, internet, and cable TV services.
- Earn 2% cash back on eligible restaurant and gas station net purchases, and 1% cash back on all other eligible net purchases.
- $25 cash back after your first purchase.
- Separate business expenses, manage cash-flow and track spending.
Visa® Business Card
- Extended introductory offer.
- Save on interest and pay down your other credit card balances faster.
- Separate business expenses, manage cash-flow and track spending.
- Product is not available online. Visit one of our locations to apply.
Inquire Now
Fill out the form below to contact us about Trustco Hometown Credit Cards, fields marked with an asterisk (*) are required.
Current Interest Rates
Contact Information
Customer Service
Monday - Friday - 8am - 8pm
Saturday - 8am - 5pm
1-800-670-3110
Equal Housing Lender Member FDIC, NMLS Identifier 474376, NMLS Consumer Access -