It’s time to come home, to Trustco.

Make the switch to Your Home Town Bank.

Check out these great offers:
  • Open a new Home Town Premier or Free Checking Account with direct deposit and receive $150.1

  • Open a Home Town Investment Checking Account with $20,000 in new money and maintain a $20,000 balance for 60 days and receive $150.2

  • Open a Home Town Savings Account with $10,000 in new money and maintain a $10,000 minimum balance for 90 days and receive $150.3

  • Open a Home Town Business Checking Account with $1,000 in new money and maintain a $1,000 minimum average balance for 3 statement cycles and receive $150, if average balance is over $5,000 then you receive $200.4

Get a FREE consultation with our Wealth Management Department!5

Investment Products - Not FDIC Insured. Not a deposit. Not insured by any Federal Government Agency. Not guaranteed by the bank. May go down in value.

Plus! Upstate New York Customers

Complete any of the above deposit promotions and receive a $50 Stewart’s My Money Card & a Scoop Card and a Milk Card with one punch in each!6

Stewards Shops with Trustco Bank Promotion
Plus - Stewart’s will include a Scoop Card and a Milk Card with one punch in each!
Visit a participating Trustco Bank location today to take advantage of this great offer!
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*Promotional offer is valid from 2/12/2024 – 2/29/2024. Only one offer of each per eligible customer and household per 12-month period. Account opening and other transactional requirements must be met. All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer. 1. To receive the $150 bonus, you must open a new Home Town Premier Checking or Home Town Free Checking, with Direct Deposit. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit must be completed within 45 calendar days from the date that the account was opened. Minimum of $50 to open a Checking Account. Home Town Premier Checking: $5 Monthly Service Charge. Monthly service charge is waived if there is a reoccurring direct deposit as described above or a monthly average collected balance of $500. Minimum daily collected balance of $500 to earn an Annual Percentage Yield (APY). APY is 0.01%, current as of 2/01/2024, and subject to change at any time. The rate may change after the account is opened. Fees may reduce earnings. Home Town Free Checking: Does not earn interest. 2 - To receive the $150 bonus, you must open a new Home Town Investment Checking Account with a minimum of $20,000 in new money and maintain a minimum balance of $20,000 for 60 days. Home Town Investment Checking: $25 monthly service charge. Monthly service charge is waived if there is a reoccurring direct deposit as described above or a monthly average collected balance of $20,000. Minimum daily collected balance of $20,000.00 to earn an Annual Percentage Yield (APY). Introductory APY is 3.85% for 3 months, then APY is 1.00%, current as of 2/01/2024 and subject to change at any time. The rate may change after the account is opened. Fees may reduce earnings. 3 - Home Town Savings Account: Club Accounts excluded in this promotion. To receive the $150 bonus, you must open a new Savings Account with a minimum of $10,000 in new money and maintain a minimum balance of $10,000 for 90 days. A minimum deposit of $50.00 is required to open a Home Town Savings account. $5.00 monthly service charge. Daily available balance of $200 to waive monthly service charge. Minimum daily available balance of $200 to earn an Annual Percentage Yield (APY). APY is 0.06%, current as of 2/01/2024 and subject to change at any time. The rate may change after the account is opened. Monthly Service Charges or fees may reduce earnings. See the branch manager for current rates and terms. 4 - Minimum to open a new Home Town Business Checking Account is $50. $5 monthly service charge. To waive $5.00 monthly service charge, either: a $500 monthly average balance is required or set-up a qualifying Direct Deposit of your Merchant Services. The $150 or $200 will be deposited to your account within 60-days of completing requirements. 5 - Contact the Wealth Management Department to schedule your free consultation at 1-800-846-1657. Investment Products - Not FDIC Insured. Not a deposit. Not insured by any Federal Government Agency. Not guaranteed by the bank. May go down in value. 6 - Stewarts Gift Card offer valid at select Trustco Bank locations only. The Stewarts gift cards will be mailed within 60-days of completing requirements for any of the above deposit account promotions. Offer subject to change without notice. Employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service. Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.