Better Lending Options. Fast Local Decisions.

  • No Tax Escrow Required
  • No Borrower Paid Private Mortgage Insurance*
  • Low Closing Costs


No matter what your mortgage needs are, Trustco Bank has the product just right for you!
  • 1st Mortgage: Refinance
  • Building Loans
  • 1st Mortgage: Purchase
  • New Construction
  • Home Equity

The Trusted Lending Source of your Family, Friends and Neighbors since 1902. Come Home to Trustco!


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* Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over.
* Applicable to our portfolio mortgage product. If you fail to qualify for that product, you may be offered a mortgage that does have an appraisal fee, borrower-paid PMI, and a tax escrow account.

Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.

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