Construction Loans With Trustco

  • Builder Transfers Title at Time of Closing After Construction is Complete

  • Free 330 Day Rate Lock

  • Financing Up to 97% of Appraised Value

  • Low Closing Costs

  • Low Fixed Interest Rate Options

  • Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate

  • Biweekly or Monthly Payment Options

  • No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account

  • No Borrower Paid Private Mortgage Insurance*

  • No Appraisal Fee

  • Free Conditional Pre-Approvals Available

  • Quick and Easy Application Process

*Subject to credit approval. *Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over. Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.

Trustco Bank is your Hometown Bank. Find a location near you to get started