Trustco Bank has been lending locally since 1902, with over 120 years of experience helping families buy, build, and refinance their homes. As a portfolio lender, we:

  • Keep your loan servicing in-house (you always know who to call)
  • Offer lower costs like no borrower-paid PMI and no appraisal fee
  • Provide local decision-making for faster, more personalized service

With Trustco, you get competitive rates plus the trust and stability of a community bank that puts customers first.