There are many different ways you can pay your Mortgage, Home Equity Credit Line, Installment Loans (Auto, Boat, RV), and Personal Loans (Secured and Unsecured):

    1. Online. Enroll in Online Banking and set up recurring transfers from your Trustco Bank checking or savings account.
    2. In Person. Visit any of our convenient 147 branch locations, Monday - Saturday. Locate a Trustco Bank close to you to make a one-time payment or ask a branch staff member to help you set up recurring payments.
    3. By Mail. Mail payments to Trustco Bank at the following address:
      Trustco Bank Loan Servicing Dept.
      P.O. Box 1082
      Schenectady NY 12301
    4. By Phone.
      Self-Service - Call 1-800-670-4110, 24 hours a day, 7 days a week, to use our automated system. Select option 1 for banking services, then select option 5 to make a loan payment. This service is only available if you have a Trustco Bank checking or savings account. Please have your Trustco Bank loan account number and the Trustco Bank checking or savings account number that you are using for the payment ready before calling.
    5. Other Options.
      Bill Pay - Your other financial institution may have a bill pay service. Please note that Trustco Bank does not accept this service electronically and your other financial institution would print a check and mail it to the address you provide them. You may also need Trustco Bank’s ABA Routing Number which is 021300912 for NY, VT, MA & NJ customers, it is 063192450 for FL customers. Please send all bill pay checks to the address mentioned above in option 3.