Open a Checking Account + Rainy Day Fund & get $300!*
Promotional period is 1/1/2026 – 2/28/2026. The Rainy Day Fund Account has 1.00% APY (Annual Percentage Yield) as of 12/29/2025. Rate may change after account is opened. Fees may reduce earnings. Promotion available for new Home Town Free Checking Account, opened with money not currently on deposit at Trustco Bank with reoccurring direct deposit. Minimum of $50 required to open a Home Town Free Checking Account. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit must be completed within 60 calendar days from the date that the account was opened. In addition, you must open a new Rainy Day Fund account with a minimum transfer of $10 per week from your new Home Town Free Checking Account. Bonus of $300 will be credited to Rainy Day Fund Account within 90 days after promotional requirements have been met, both accounts must remain open and weekly transfer remain in effect for at least 90 days. The Rainy Day Fund Account requires a minimum transfer from a Trustco Bank Home Town Checking Account of $5.00 per week. Transfers will happen on each Monday (Friday when Monday is a legal holiday). Only one offer per eligible household per 12-month period. Trustco employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service. We reserve the right to alter or withdraw these products or certain features thereof without prior notification.
