Meeting Your Needs
You're unique. Your investment and financial needs require a distinctive and individualized approach to wealth management and financial planning. Whether your goals are immediate or long term, the professionals at Trustco Wealth Management are dedicated to protecting your wealth and managing its growth by utilizing prudent, time-tested techniques. Our financial planners, in concert with your attorney and/or accountant, work with you to design a plan that meets your current and future financial needs.
Detailed and skillful planning begins with questions related to your financial situation and goals
- Do you have a Will that effectively passes your wealth to your family or favorite charitable organizations?
- Does your investment portfolio balance income and growth with an appropriate level of risk?
- Do you own special assets, such as an investment real estate, that requires special estate planning measures?
- Does your financial plan take advantage of current opportunities to reduce the impact of estate taxes?
For answers to these questions and further information, contact a Trustco Wealth Management representative today, or contact us at 1-800-670-3110 or 518-381-3643.
Trustco's Commitment.
The delivery of Investment and Trust Services has changed dramatically in recent years. At brokerage firms and "big banks," customers with less than $1,000,000 are rarely afforded the benefit of a portfolio of individually selected and managed securities, and are instead delegated to a family of mutual funds.
Trustco Wealth Management remains committed to providing personalized investment management, trust administration and estate settlement. Begin enjoying the benefits of competitive investment performance, accurate trust and estate administration, and personalized customer care with Trustco Wealth Management.
A Bank Built on Trust.
For over 120 years, Trustco Bank has played an integral role in the creation, growth, preservation, and ultimate transfer of our clients' wealth. The Trustco Wealth Management Group has made a commitment to creating successful investors by listening to our clients' concerns and goals and conducting regular assessment and planning discussions.
Let over 150 years of combined experience work to your advantage, while our planning and investment professionals
Financial Tips
Below are a few tips from Trustco Banks Administrative Vice President of Wealth Management, Patrick LaPorta, Esq. Click on the files below to hear Patrick talk about each of these topics. If you have additional questions or would like to learn more, contact a Trustco Wealth Management representative today, or contact us at 1-800-670-3110 or 518-381-3643.
1. Estate Planning
2. Asset Allocation
3. Retirement Planning
4. Your Retirement Years
5. Bill Payment Services
Non-deposit investment products.
Social Security Retirement Benefit Basics
Social Security benefits are a major source of retirement [...]
Women and Estate Planning Basics
When it comes to estate planning, women have [...]
Portability of Applicable Exclusion Amount between Spouses
The Tax Relief, Unemployment Insurance Reauthorization, and Job [...]
Making Decisions About Medicare
This is a general overview of Medicare coverage. [...]
How Grandparents Can Help Grandchildren with College Costs
As the cost of a college education continues to [...]
Estate Planning Key Numbers
Here are some key numbers associated with estate planning, as [...]
Charitable Giving
There are many ways to give to charity. You can make gifts during your lifetime or at your death. You can make gifts outright or use a trust.
The New Estate Tax Rules and Your Estate Plan
The Tax Cuts and Jobs Act doubled the basic exclusion amount to $11.18 million in 2018 (indexed annually for inflation).
Adjusting to Life Financially after a Divorce
There's no doubt about it — going through [...]
Social Security: What Should You Do at Age 62?
Is 62 your lucky number? If you're eligible, that's [...]