Now Offering Life Insurance and Annuities

The many uses of life insurance

  • One of the most common reasons for buying life insurance is to replace the loss of income that would occur in the event of your death. When you die and your paychecks stop, your family may be left with limited resources. Proceeds from a life insurance policy make cash available to support your family almost immediately upon your death. Life insurance is also commonly used to pay any debts that you may leave behind. Life insurance can be used to pay off mortgages, car loans, and credit card debts, leaving other remaining assets intact for your family. Life insurance proceeds can also be used to pay for final expenses and estate taxes. Finally, life insurance can create an estate for your heirs.

Significant life events and milestones that should cause you to evaluate the need for life insurance:
  • Birth/adoption of a child
  • New home or downsizing
  • Marriage or divorce
  • Retirement
  • Job change
  • College Graduation
The flexibility you need.
  • Coverage
    Term life insurance provides coverage for a specific period, such as 10, 15, 20, or 30 years.

Contact Us Online

Fill out the form below to contact us, fields marked with an asterisk (*) are required.

    Looking for another option to help grow your savings?

    We know the savings and investment choices you make today will impact your financial future leading into your retirement years. Just like you, many bank customers are starting to consider supplementing their savings and investments with options like a fixed annuity.

    We’ll help you make informed decisions.

    There are thousands of annuity options available, each offering a different combination of risk and return. For new and even experienced investors, sifting through the choices can be time consuming and confusing. The Annuity Representatives at Trustco Insurance Agency will point you towards annuity options with objectives that reflect your financial and retirement goals. They are trained to assess your unique situation and to help you understand all the implications of your decision.

    Advantages of an annuity:

    • Tax deferred growth

    • Guaranteed rates

    • No contribution limits

    • Customizable

    • Proceeds may avoid probate

    Speak with a licensed representative from Trustco Insurance Agency for full details. Contact Michael Hadsell by phone at 518-381-3663 or email InsuranceAgency@TrustcoInsuranceAgency.com to start the process today.

    Investment Products – Not FDIC Insured. Not a deposit. Not insured by any Federal Government Agency. Not guaranteed by the bank. May go down in value.