Mortgage Loan Calculator

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This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. Trustco Bank does not require the borrower to pay PMI for any loan request - even with only 3% down. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Calculations are only for estimate payments, actual payments may vary. Calculators are provided for illustrative purposes based on a user's input and accuracy is not guaranteed. Payments do not include amounts for taxes and insurance premiums. Actual payment will be greater.

Purchase & Financing Information
(In Dollars)
Show me the calculations and amortization

*Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over. Applicable to our portfolio mortgage product. If you fail to qualify for that product, you may be offered a mortgage that does have an appraisal fee, borrower-paid PMI, and a tax escrow account.
Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.