Loan Products

Trustco Bank has been a trusted lending source for over 110 years. With a wide variety of loan options available, there is sure to a product to fit your needs. Whether you are buying a home, a car, or preparing for college, Trustco Bank will be with you every step of the way.

  • Fast, local decisions
  • Low cost options
  • Friendly, Home Town service

Trustco Bank offers the American Dream without the extra financial burden.

Refinance your mortgage with Trustco Bank and we will refund your last 2 Private Mortgage Insurance payments up to $250!

Other Great Benefits with Trustco:

  • No PMI Payments*
  • No Appraisal Fees & No Broker Fees
  • Quick, Local Decisions
  • Apply in Branch with our Friendly Managers

Switch to Trustco & Experience the best!

Promotional Period: 12/1/2021 through 12/30/2022. This product offering is for customers currently paying Private Mortgage Insurance at a Financial Institution other than Trustco Bank. Upon closing on a refinance with Trustco Bank and providing proof of payment of PMI for the preceding two months, the customer will be reimbursed for the equivalent of two PMI payments, up to a maximum of $250. *Lender paid PMI on loans over 89.5% Loan to Value. Please note: Current Trustco Bank customers who wish to refinance and non-Trustco Bank customers not paying PMI are not eligible for this offering. Subject to credit approval. All rates subject to change. We reserve the right to alter or withdraw this product or certain features thereof without prior notification. NMLS# 474376