Home Town Checking

The Flexibility and Features you want. The Convenience and Dependability you need.

Features Home Town
Home Town
FREE Debit Card1 Yes Yes
FREE Access to over 55,000 ATMs Yes Yes
FREE Online Banking Yes Yes
FREE Mobile App2 Yes Yes
FREE Checks3 Yes Yes
Earns Interest4 Yes  
Minimum Deposit to open account $50 $50
Monthly Service Charge $5 or $05 $0


Free Access to over 55,000 ATMs Worldwide

Trustco Bank customers now have the peace of mind knowing they can withdraw cash for free at over 55,000 ATMs worldwide. Trustco Bank is a member of the Allpoint and Publix Super Market ATM networks.

Allpoint ATMIf you see the Allpoint logo, your transaction is completely free!

Learn more about Allpoint >>



Looking to switch your account to Trustco Bank? Now it is easier than ever! Introducing ClickSWITCH. ClickSWITCH makes switching your direct deposits, automatic payments and more with the click of a button! Switch your account to Trustco Bank and see how much better banking can be!

For more information, Visit any of our over 140 Trustco branch locations or call us at (518) 377-3311 or 800-670-3110.


Please consult with a branch manager for more details on each account.
(1) Initial debit card supplied at no cost. A fee may apply for replacement cards.
(2) Standard messaging and data rates may apply and vary by carrier.
(3) Initial order of checks offered free of charge. Additional checks can be ordered for a charge.
(4) Interest paid on balances of collected daily balance of $500.00 or more. Daily interest earnings are accrued without compounding, and deposited to the account on a monthly basis. Fees may reduce earnings.
(5) No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance.