Features Home Town
Investment Checking
Home Town
Premier Checking
Home Town
Free Checking
Home Town
Student Checking
BankOn
FREE Debit Card1 Tustco Icon Tustco Icon Tustco Icon Tustco Icon Tustco Icon
FREE Access to over 55,000 ATMs Tustco Icon Tustco Icon Tustco Icon Tustco Icon Tustco Icon
FREE Online Banking Tustco Icon Tustco Icon Tustco Icon Tustco Icon Tustco Icon
FREE Mobile App2 Tustco Icon Tustco Icon Tustco Icon Tustco Icon Tustco Icon
FREE Checks3 Tustco Icon Tustco Icon Tustco Icon    
Earns Interest4 Tustco Icon Tustco Icon      
Minimum Deposit to open account $50 $50 $50 $50 $25
Monthly Service Charge5 $25 or $0 $5 or $0 $0 $0 $4.99
Disclaimer:

Please consult with a branch manager for more details on each account.
(1) Initial debit card supplied at no cost. A fee may apply for replacement cards.
(2) Standard messaging and data rates may apply and vary by carrier.
(3) Initial order of checks offered free of charge. Additional checks can be ordered for a charge.
(4)Interest paid on balances of collected daily balance of $500.00 or more for Home Town Premier Checking. Interest paid on balances of collected daily balance of $20,000 or more for Home Town Investment Checking. Daily interest earnings are accrued without compounding, and deposited to the account on a monthly basis. Fees may reduce earnings.
(5) No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance for Home Town Premier Checking. No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $20,000 monthly average collected balance for Home Town Investment Checking.

Please consult with a branch manager for more details on each account.
(1) Initial debit card supplied at no cost. A fee may apply for replacement cards.
(2) Standard messaging and data rates may apply and vary by carrier.
(3) Initial order of checks offered free of charge. Additional checks can be ordered for a charge.
(4) Interest paid on balances of collected daily balance of $500.00 or more for Home Town Premier Checking. Interest paid on balances of collected daily balance of $20,000 or more for Home Town Investment Checking. Daily interest earnings are accrued without compounding, and deposited to the account on a monthly basis. Fees may reduce earnings.
(5) No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance for Home Town Premier Checking. No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $20,000 monthly average collected balance for Home Town Investment Checking.

Free Access to over 55,000 ATMs Worldwide

Trustco Bank customers now have the peace of mind knowing they can withdraw cash for free at over 55,000 ATMs worldwide. Trustco Bank is a member of the Allpoint and Publix Super Market ATM networks.

Go to the Allpoint locator

If you see the Allpoint logo, your transaction is completely free!

Introducing BankOn

We are pleased to announce that Trustco Bank has joined the BankOn coalition, a national movement led by the Cities for Financial Empowerment Fund, that helps connect individuals with financial institutions in their communities.

ClickSWITCH

Looking to switch your account to Trustco Bank? Now it is easier than ever! Introducing ClickSWITCH. ClickSWITCH makes switching your direct deposits, automatic payments and more with the click of a button! Switch your account to Trustco Bank and see how much better banking can be!