Home Town Checking

The Flexibility and Features you want. The Convenience and Dependability you need.

FeaturesHome Town
Home Town
Home Town
FREE Debit Card1 Yes Yes Yes
FREE Access to over 55,000 ATMs Yes Yes Yes
FREE Online Banking Yes Yes Yes
FREE Mobile App2 Yes Yes Yes
FREE E-Statements3 Yes Yes Yes
FREE Checks4 Yes    
Earns Interest5 Yes    
Minimum Deposit to open account $50 $50 $50
Monthly Service Fee $5 or $06 $3 $0


Free Access to over 55,000 ATMs Worldwide

Trustco Bank customers now have the peace of mind knowing they can withdraw cash for free at over 55,000 ATMs worldwide. Trustco Bank is a member of the Allpoint and Publix Super Market ATM networks.

Allpoint ATMIf you see the Allpoint logo, your transaction is completely free!

Learn more about Allpoint >>

For more information, Visit any of our over 140 Trustco branch locations or call us at (518) 377-3311 or 800-670-3110.


Please consult with a branch manager for more details on each account.
(1) Initial debit card supplied at no cost. A fee may apply for replacement cards.
(2) Standard messaging and data rates may apply and vary by carrier.
(3) E-statements are required for the Home Town Basic and Home Town Student accounts.
(4) Initial order of checks offered free of charge. Additional checks can be order for a charge.
(5) Interest paid on balances of collected daily balance of $500.00 and compounded monthly. Fees may reduce earnings. Home Town Basic and Home Town Student Checking accounts - Access to funds is available through Debit Card transactions and electronic transactions, including bill pay. No check writing ability on account.
(6) No Monthly Service Fee with: Direct Deposit of Payroll, Social Security or Retirement Income Or a $500 Monthly Average Balance