Home Town Checking
The Flexibility and Features you want. The Convenience and Dependability you need.
Features | Home Town Premier Checking |
Home Town Free Checking |
Home Town Student Checking6 |
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FREE Debit Card1 | ![]() |
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FREE Access to over 55,000 ATMs | ![]() |
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FREE Online Banking | ![]() |
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FREE Mobile App2 | ![]() |
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FREE Checks3 | ![]() |
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Earns Interest3 | ![]() |
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Minimum Deposit to open account | $50 | $50 | $50 |
Monthly Service Charge | $5 or $05 | $0 | $0 |
Free Access to over 55,000 ATMs Worldwide
Trustco Bank customers now have the peace of mind knowing they can withdraw cash for free at over 55,000 ATMs worldwide. Trustco Bank is a member of the Allpoint and Publix Super Market ATM networks.
If you see the Allpoint logo, your transaction is completely free!
ClickSWITCH
Looking to switch your account to Trustco Bank? Now it is easier than ever! Introducing ClickSWITCH. ClickSWITCH makes switching your direct deposits, automatic payments and more with the click of a button! Switch your account to Trustco Bank and see how much better banking can be!
For more information, Visit any of our over 140 Trustco branch locations or call us at (518) 377-3311 or 800-670-3110.
Disclaimer:
Home Town Student Checking accounts - Access to funds is available through Debit Card transactions and electronic transactions, including bill pay. No check writing ability on account.
Please consult with a branch manager for more details on each account.
(1) Initial debit card supplied at no cost. A fee may apply for replacement cards.
(2) Standard messaging and data rates may apply and vary by carrier.
(3) Initial order of checks offered free of charge. Additional checks can be order for a charge.
(4) Interest paid on balances of collected daily balance of $500.00 or more. Daily interest earnings are accrued without compounding, and deposited to the account on a monthly basis. Fees may reduce earnings.
(5) No monthly service fee with: Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance.
(6) Home Town Student Checking account will automatically convert to a Home Town Free Checking account the day following the account holders 25th birthday.
Customer Service
Monday - Friday - 8am - 8pm
Saturday - 8am - 5pm
1-800-670-3110