Environmental

At Trustco Bank we understand the importance of limiting our carbon footprint while delivering the best value to our shareholders. There are a number of initiatives that the bank has rolled out to support these efforts.

Trustco Bank continues to take proactive steps to combat climate change risk throughout our various geographic regions, including in the state of Florida. We have strong controls in place and consistent compliance oversight to ensure all loans in designated flood zones are covered under the appropriate level of flood insurance. Being mindful of our carbon footprint, we are in the process of installing energy efficient branch signage and LED bulbs at select internal and branch locations. We continue to update our robust Disaster Recovery Plan, enhance virtual capabilities, and cross-train staff in order to mitigate the increasing threats associated with climate change.

To further combat climate change, Trustco Bank installed its first electric car charging station at its headquarters complex in Glenville, New York in 2017. As part of a larger effort to limit carbon emissions and fuel consumption by reducing the number and frequency of trips by couriers to the bank's branches in the Northeast Region, Trustco Bank has deployed a new all electric car in its fleet of vehicles. Plans are in the works to install electric car charging stations in strategically located branches throughout the network.