Better Banking Starts Here with $300
Promotional period is 9/16/2026 – 10/31/2026. Promotion excludes accounts opened online. Available for new Trustco Bank customers who open any Home Town Checking account, with three consecutive qualifying direct deposits within 120 days. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit must be completed within 120 calendar days from the date that the account was opened. Minimum of $50 to open a Home Town Free & Student Checking Account and does not earn interest. A minimum of $50 is required to open a Home Town Premier Checking account. $5.00 monthly service charge. Monthly average collected balance of $500.00 or reoccurring direct deposit of payroll, retirement, or social security income is required to avoid $5.00 monthly service fee. Daily minimum collected balance of $500.00 is required to earn interest. Annual Percentage Yield (APY) of 0.01% current as of 9/16/2026. A minimum of $50 is required to open a Home Town Investment Checking account. $25.00 monthly service charge. Monthly average collected balance of $20,000.00 or reoccurring direct deposit of payroll, retirement, or social security income is required to avoid $25.00 monthly service fee. Daily minimum collected balance of $20,000.00 is required to earn interest. Account has a 3.10% intro rate for 3 months and a blended Annual Percentage Yield (APY) of 1.54% current as of 9/16/2026. Rates may change after the account is opened. Monthly Service Charges or fees may reduce earnings. Bonus of $300 will be credited within 150 days after promotional requirements have been met. Only one offer per eligible household per 12-month period. Trustco employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service. Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.
