Pick your term CD rates 9-18 months 3.60% APY (Annual Percentage Yield)
30 Year Trustco Bank Mortgages: Purchase 6.375% Rate, 6.434% APR
5/1 ARM 5.500% Rate, 6.155% APR
You Don't Have to Pay Points on Your Mortgage!
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Ryan Kovacs

Start your loan process with Ryan Kovacs!

Ryan Kovacs

Loan Originator

NMLS #2847738

About Ryan

Ryan has quickly made a strong impression at Trustco Bank, earning recognition for his warm, approachable nature and his commitment to mastering every aspect of the mortgage process. Through hands-on experience across all areas of mortgage operations, he brings a well-rounded perspective and serves as a reliable, knowledgeable resource for his clients.

With a background in both customer service and finance, Ryan is passionate about guiding individuals through one of life’s most important milestones—homeownership. He takes pride in going the extra mile, ensuring each client feels informed, confident, and supported every step of the way.

Ryan believes in finding “peace in the chaos,” approaching every transaction with patience, clarity, and a solutions-focused mindset. Known for his dependability and responsiveness, he is always available—day or night—to answer questions and provide guidance. His goal is to make the mortgage process not only seamless, but also an exciting and rewarding experience where every client feels truly valued.

rkovacs@trustcobank.com

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