Deposit Account

Deposit Account Resources

Home Town Passbook Savings

  • Competitive interest rates compounded monthly.
  • Low minimum balance requirements to avoid service charges.
  • Convenient Direct Deposit and Bank by Mail.

Home Town Statement Savings

  • Competitive interest rates compounded monthly.
  • Low minimum balance requirements to avoid service charges.
  • Convenient Direct Deposit and Bank by Mail.
  • 24-hour access to funds with Trustco ATM/Debit Card on Statement Savings Account.
  • Quarterly statements. (monthly statements with ATM card or Electronic Transfers)

  • Trustco also offers Junior (U.T.M.A.) and Senior savings accounts with no minimum balance requirements.

Rainy Day Fund

  • Our newest account makes it easy to save for a rainy day.

  • Avoid the hassle of constantly making transfers.

  • Automatically have your money transferred weekly into you Rainy Day Fund account*.

  • Easy to save and earn interest with a competitive rate of 1.00% APY**.

Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification. *The Rainy Day Fund Account requires a minimum transfer from a Trustco Bank Home Town Checking Account of $5.00 per week. Withdrawals will happen on each Monday (Tuesday when Monday is a legal holiday). **APY – Annual Percentage Yield. APY current as of 8/20/2025. No minimum balance to obtain APY. Rate may change after account is opened. Fees may reduce earnings.

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1-800-670-3110
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