Welcome to the 1902 Club
A New Way To Reward Our Top-Tier Customers
For more than a century, Trustco Bank has served families and entrepreneurs with the steady, relationship-first service you expect from Your Home Town Bank. The 1902 Club extends that tradition to clients who maintain $1,000,000 or more in personal deposits, delivering a refined, concierge-level experience with practical, financial advantages.
What Is the 1902 Club?
Comprehensive Financial Services, White Glove Attention
As a stable, community-rooted institution, Trustco Bank blends personal relationships with comprehensive financial resources, including Trustco Wealth Management for investment management, trust administration, and estate services when you want them. You’ll get personalized care and prudent guidance, delivered locally and backed by a team experienced in serving complex financial needs.
1902 Club Benefits At A Glance
The 1902 Club is more than just a rewards program; it’s how we elevate your banking experience through special discounts, enhanced savings opportunities, unique offerings, concierge treatment, and members-only benefits.
Distinctive 1902 Club Banking Set
Receive unique, branded 1902 Club checks and a metal 1902 Club debit card that signals your Platinum status. (Initial card issued at no cost; standard fees may apply for replacements.)
Better CD Earning, Automatically
Platinum members receive an additional 5 basis points (0.05%) on both new and renewed Certificates of Deposit opened during membership. It’s straightforward, transparent value on a product already FDIC-insured up to applicable limits.
Member-Only Savings On Everyday Banking
Enjoy 50% off safe deposit box rental and 50% off mortgage application fees, plus one complimentary bank check per month. They’re practical perks that really add up.
Concierge Access
Gain access to a dedicated 1902 Club phone line that connects you to priority care. Use it for quick answers, troubleshooting, and immediate assistance. (Number provided upon enrollment for member privacy.)
Personal Recognition & Invitations
Look for personalized communications, a Wealth Management review invitation, and an exclusive annual 1902 Club event that brings members together.
Enrollment Is Streamlined
We make activation simple and ensure your benefits are attached to your accounts. Your checks and card are ordered promptly, and your Platinum-level privileges are set up so you can begin using them right away. Prefer to discuss first? Request a private consultation, and we’ll tailor next steps to your goals.

Service That Goes Above and Beyond
1902 Club members receive personalized attention and priority support through their own dedicated service line.
It’s just one of the many ways our members enjoy white glove treatment, as well as other perks like VIP access, tailored support, and a direct connection to your banking team.
1902 Club FAQs
Experience The Prestige Of The 1902 Club
If you qualify, you will automatically be invited to start taking advantage of exclusive 1902 club perks. It’s truly exclusive and perfect for VIPs like you.
Want to speak with a branch administrator to learn more?
Northeast Region: 518-381-3699 Ext. 1268
Florida Region: 407-659-5701



