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Welcome to Trustco Your Home Town Bank

Welcome to Trustco Your Home Town Bank

Online Banking Portal
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Forgot Password?Registration/Enroll
Reminder - Trustco Bank will never call you to ask for your personal banking information. See additional security tips here.
Trustco Bank Account Specials Banner 2024
5.75% Intro Rate, 8.00% APR after Intro Rate
Trustco Bank Home Equity Credit Line
Home Equity Credit Line 
6.625%
Rate
6.685%
APR
Trustco Bank First Mortgage

Backed With Over 100 Years of Honest Lending Experience.

Find Your Interest Rates 
10/1 ARM - 6.625% Rate
6.892% APR
7/1 ARM - 6.625% Rate
6.982% APR
5/1 ARM - 5.990% Rate
6.804% APR
Trustco Bank List of ARM Rates
ARM Rates 
5.75% Intro Rate, 8.00% APR after Intro Rate

Trustco Bank Home Equity Credit Line

View Home Equity Credit Line

5.990% Rate, 6.048% APR

Trustco Bank First Mortgage

Find Your Interest Rates

10/1 ARM - 6.625% Rate, 6.892% APR
7/1 ARM - 6.625% Rate, 6.982% APR
5/1 ARM - 5.990% Rate, 6.804% APR

Trustco Bank List of ARM Rates

View ARM Rates

3.95%
APY

3 Month Intro Rate

Trustco Bank Investment Checking Account

Earn a competitive interest rate with the flexibility of a checking account.

Current Interest Rates 
3.95%
APY

12 Month CD

Trustco Bank Certificate of Deposits

Rates are going up. Stay Short!

Online Rates 
3.65%
APY

3 Month Intro Rate

Trustco Bank Money Market Account

In an uncertain rate environment, it is important to have a bank you can trust.

Current Interest Rates 
Looking to purchase or Build a New House?

Trusted Lending Source for your Family, Friends, and Neighbors!

Learn More 
Trustco Bank is Hiring!
Join the team that's committed to creating a banking experience that feels like coming home.

Join Our Team 
Trustco Bank First Time Homebuyers Seminars
Come home to Trustco, Your Home Town Bank.

Seminars 
Current Interest Rates
Find current rates in your location.

View Rates 
3.95% APY

3 Month Intro Rate

Current Interest Rates

3.95% APY

3 Month CD

Online Rates

3.65% APY

3 Month Intro Rate

Current Interest Rates

Looking to purchase or Build a New House?
Trustco Bank is Hiring!
First Time Homebuyers Seminars
Current Interest Rates

ClickSWITCH

Trustco Bank makes switching your account over easy with the help of ClickSWITCH. Switch your direct deposits and automatic payments at the click of a button and see how much easier banking can be. For more information, visit your local branch

Trustco Bank Celebrating 120 Years of Serving Your Banking Needs!

Thank you to all our loyal Customers, Shareholders, and Employees for your ongoing support!

Welcome to Trustco - Your Home Town Bank

  • Voted #1 Bank in the Capital District by the Times Union.

  • Voted #1 Bank by The Daily Gazette.

  • Voted #1 Mortgage Lender by The Daily Gazette.

  • Voted #1 Investment Firm by The Daily Gazette.

  • A Bauer Financial five-star rated bank.

  • Voted Best Bank on Wolf Road by the Anderson Group.

Video Transcript

At Trustco, we strive to provide exceptional Home Town service to our customers while offering steadfast support to our employees in the many communities we serve. Through trusted and innovative banking products and solutions backed by forward-thinking approaches and traditions of independence and strength more than 120 years strong, we empower everyone to achieve their financial goals. Come home to Trustco, your Home Town Bank. Text in video: Knowledgeable staff at over 140 convenient locations. State-of-the-art mobile app offered with remote deposit. Start your mortgage application in the comfort of your own home, then consult with your local Trustco mortgage professional.

Video Transcript

There is something to be said about tradition, about being in it for the long haul. Since 1902, Trustco Bank has been there, for generations of customers. Today we honor our past while keeping our eye on the future, ensuring our services adapt with the times and with our customer's expectations. Trusted, forward-thinking banking products and solutions backed by exceptional Home Town service that's 120 years strong. That's community banking done right. Come home to Trustco, your Home Town Bank. Text in video: As part of the Allpoint ATM Network, get access to over 55,000 surcharge free ATMs. State-of-the-art mobile app offered with remote deposits. Pick your closing date at the time of application and then close your loan locally and efficiently. Come in to any Branch or visit us online at www.trustcobank.com.

Come Home to Trustco - Your Home Town Bank!

  • “Bestie Award” in the Capital Region by the Capital Region Living Magazine.

  • Elevated to 2nd place in The Capital Region in deposit holdings by the Albany Business Review.

  • Carly Batista received the prestigious honor named a 40 Under 40 recipient by the Albany Business Review.

  • Recognized by Newsweek as the Best Small Bank in New York State.

Financial Guidance For Everyone, at Any Stage

Do You Need A Mortgage?

Are you buying or building a house or upgrading to a second mortgage? Trustco can help.

Great Introductory Rate!

Home Equity Credit Line at a great introductory rate. 1st or 2nd mortgages. No appraisal fees or origination fees.

Home Equity Credit Line

Need a fixed rate home equity credit line? Low fixed rate. Fast decisions. No appraisal fees or origination fees.

Planning For Your Retirement?

Trustco offers a wide range of Individual Retirement Account (IRA) investment options with flexible terms of 6 months to 10 years.

Need To Open A Checking Account?

The flexibility and features you want. The convenience and dependability you need.

Trustco Customers and Communities

Congratulations, Gloryvel Morales!

Please join us in congratulating Gloryvel Morales, Assistant Vice President of our Florida Branch Administration, for being recognized by iHeart Media as one of the "Most Influential" in Orlando for her work in the banking industry with the Hispanic Community. Congratulations, Gloryvel!

Supplies for the Joseph's House and Shelter

Trustco Bank participated in the Strike Out Childhood Homelessness Stickball Tournament for the 3rd year in a row. This event raises funds and supplies for the Joseph's House and Shelter.

BBQ Fundraiser for the Remember Me Foundation

Thank you to everyone who came out to the BBQ Fundraiser in support of the Please Remember Me Foundation. This is a great organization that is dedicated to remembering Veterans in overseas operations.

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