• Family spending more time through best online banking
Online Banking Portal
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Online Banking Portal
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Reminder – Trustco Bank will never call you to ask for your personal banking information. See additional security tips here.
  • Click to learn more about applying to a fast Home Equity Line of Credit in just 7 Business Days!

ClickSWITCH

Trustco Bank makes switching your account over easy with the help of ClickSWITCH. Switch your direct deposits and automatic payments at the click of a button and see how much easier banking can be. ClitchSWITCH is a valuable tool for Trustco customers, especially those wanting a technologically advanced Florida or New York Bank. For more information, visit your local branch.

Introducing Credit Sense

Your credit sense, and a whole lot more. Now just a click away. All for free! With Credit Sense you can:

  • Check your VantageScore credit score anytime (with no impact on credit)

  • Learn what impacts your credit score and how to make informed decisions

  • Get tips to improve your credit health

  • Monitor for unusual activity with real-time alerts

  • Receive personalized Trustco Bank loans and offers conveniently through online banking

Trustco Bank Celebrating 120 Years of Serving Your Banking Needs!

Thank you to all our loyal Customers, Shareholders, and Employees for your ongoing support!

Welcome to Trustco – Your Home Town Bank

  • Voted #1 Bank in the Capital District by the Times Union.

  • Voted #1 Bank by The Daily Gazette.

  • Voted #1 Mortgage Lender by The Daily Gazette.

  • Voted #1 Investment Firm by The Daily Gazette.

  • A Bauer Financial five-star rated bank.

  • Voted Best Bank on Wolf Road by the Anderson Group.

  • “Bestie Award” in the Capital Region by the Capital Region Living Magazine.

Video Transcript

At Trustco Bank, your mortgage is more than a number — it’s a new beginning. Whether you’re buying your first home or your forever home, our local mortgage originators are with you every step of the way. Fast decisions, low closing costs, and no borrower-paid PMI. It’s the hometown way to homeownership. Visit your neighborhood branch or TrustcoBank.com today.

Financial Guidance For Everyone, at Any Stage

Couple discussing investments
Do You Need A Mortgage?

Are you buying or building a house or upgrading to a second mortgage? Trustco can help.

Couple discussing mortgage lender
Great Introductory Rate!

Home Equity Credit Line at a great introductory rate. 1st or 2nd mortgages. No appraisal fees or origination fees.

Couple considering lender credits
Home Equity Credit Line

Need a fixed rate home equity credit line? Low fixed rate. Fast decisions. No appraisal fees or origination fees.

Planning For Your Retirement?

Trustco offers a wide range of Individual Retirement Account (IRA) investment options with flexible terms of 6 months to 10 years.

Need To Open A Checking Account?

The flexibility and features you want. The convenience and dependability you need.

Trustco Customers and Communities

Trustco Bank donation to Second Harvest Food Bank in Florida as part of Month of Thanks
Month of Thanks: Celebrating by Giving Back

In appreciation of our customers and our broader community as a whole, Trust Bank celebrates the month of November once again as “The Month of Thanks.” In addition to celebrating our individual customers, both longtime and recently attained, Trustco is also donating money every week to a non-profit organization that’s dedicated to serving the community.

Hall of Fame Inducts 2025 “Home Town Heroes”

Trustco is honored to announce the latest Home Town Hero inductees to the Bank’s Hall of Fame which “Recognizes Real People Doing Real Things” to improve the lives of their neighbors with an eye toward building stronger communities. This year’s inductees include the late Judge Floyd J. Reinhart, Father Richard Carlino, and Carver Laraway.

Trustco Volunteers at the Ronald McDonald House Charities

Trustco Bank was proud to once again support the Ronald McDonald House Charities of the Capital Region by preparing and cooking a warm meal for families staying at the house. At Trustco, we believe in the power of community and are honored to play a small part in making a difference for families in need.

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