Services
Live Tellers
- 24-Hour ATM
- Drive-up Banking
- Safe Deposit Boxes
- Debit Card Application
- Mortgage Loans
- CDs
- Deposit Accounts (Checking Account, Money Market Account, HYSAs)
- Wealth Management
Address: 4208 NY-50, Saratoga Springs, NY 12866
Phone: (518) 583-1716
Lobby Hours
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 3:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 1:00 PM |
| Sunday | Closed |
ATM Available 24/7
The Wilton branch is a full-service branch, but if you need access while the lobby is closed, Trustco has online banking services to address your financial needs.
Trustco’s Fast Track
Apply and close on a Home Equity Line of Credit in just 7 business days!
Banking at Trustco Bank in Wilton
Home Town Checking
Trustco offers both interest-bearing checking and free checking options. Enjoy free checks, no minimum balance requirements, debit cards, and access to our extensive ATM network. Business customers can take advantage of free business checking.
Mortgages & Lending
Whether you’re buying, building, or refinancing, we have the right loan. Trustco provides commercial, construction, and residential mortgages, plus home-equity lines of credit and installment loans. Because we’re a portfolio lender, we don’t sell or trade your loan.
Certificates of Deposit & Money Market Accounts
Grow your savings with our certificates of deposit, money market and savings accounts. Choose the term and rate that work for you, and take advantage of our current CD specials.
Wealth Management
Whether your goals are immediate or long term, the professionals at Trustco Wealth Management are dedicated to protecting your wealth and managing its growth by utilizing prudent, time-tested techniques.
About Trustco Bank
Trustco Bank has supported local communities since 1902 and now operates more than 130 branches across New York, Florida, Massachusetts, New Jersey, and Vermont. At our Wilton branch, customers can open a checking account, explore savings accounts, review money market accounts, or request a new debit card for everyday use. The branch also offers secure digital tools, such as mobile banking, making it easy to check balances, manage transfers, and set up a bank account online through our secure platform.
Located in the Wilton community, this branch provides helpful financial resources and knowledgeable staff who can assist with long-term planning. Customers can inquire about home equity credit options, compare available products through our mortgage rates bank resources, or receive personal guidance tailored to their goals. Whether you choose to visit the branch or manage your accounts online, the Wilton team is ready to provide dependable support and trusted financial solutions.
Recent News From Trustco
The 45th annual Niska-Day Parade
Trustco Bank volunteers at the Greater Hudson Valley Ronald McDonald House Charities
Trustco Bank volunteers at the Ronald McDonald House Charities of the Capital Region
Trustco Bank volunteers at the Ronald McDonald House Charities of Central Florida
Best Customer Service in Financial Services USA Today 2026
Best Regional Bank 2026 by Newsweek
Trustco Bank volunteers at the Upstate NY Ronald McDonald House Charities
Trustco Bank Volunteers at Sharing Center Florida
Trustco Bank Volunteers at Capital City Mission
Celebrating America 250
Why People Love Banking With Trustco Wilton
“Love Trustco Bank, Doing business since 1987! Ashley made the experience easy and comfortable for my recent auto refinance! She was able to assist me and close my loan within a week! Great customer service!”
Andrea King
August 2025
“Everyone at this branch is very friendly and very helpful. Branch manager Ashley Charpentier is very knowledgeable and very helpful for all of my banking needs, and always greets me with a smile. I have been a customer of Trustco Bank for many years and will continue to be, as long as you have employees like Ashley.”
Frank Morbidelli
July 2025
“Ashley was excellent to work with today. We moved some money around, and she offered a higher-yielding checking account. Very helpful!”
Marc Usher
August 2025
