Services
Live Tellers
- 24-Hour ATM
- Safe Deposit Boxes
- Debit Card Application
- Mortgage Loans
- CDs
- Deposit Accounts (Checking Account, Money Market Account, HYSAs)
- Wealth Management
Address: 112 State St RM L-1, Albany NY 12207
Phone: (518) 436-9043
Lobby Hours
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 3:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
ATM Available 24/7
The State St-Albany branch is a full-service branch, but if you need access while the lobby is closed, Trustco has online banking services to address your financial needs.
Trustco’s Fast Track
Apply and close on a Home Equity Line of Credit in just 7 business days!
Banking at Trustco Bank in State St-Albany
Home Town Checking
Trustco offers both interest-bearing checking and free checking options. Enjoy free checks, no minimum balance requirements, debit cards, and access to our extensive ATM network. Business customers can take advantage of free business checking.
Mortgages & Lending
Whether you’re buying, building, or refinancing, we have the right loan. Trustco provides commercial, construction, and residential mortgages, plus home-equity lines of credit and installment loans. Because we’re a portfolio lender, we don’t sell or trade your loan.
Certificates of Deposit & Money Market Accounts
Grow your savings with our certificates of deposit, money market, and savings accounts. Choose the term and rate that works for you, and take advantage of our current CD specials.
Wealth Management
Whether your goals are immediate or long term, the professionals at Trustco Wealth Management are dedicated to protecting your wealth and managing its growth by utilizing prudent, time-tested techniques.
About Trustco Bank
Trustco Bank has served customers since 1902 and now operates more than 130 branches across New York, Florida, Massachusetts, New Jersey, and Vermont. Our State St-Albany location offers checking account options, savings accounts, money market accounts, and convenient digital tools for everyday banking. Customers can access secure services through Trustco Bank’s secure login, explore mortgage rates, and use mobile banking to easily review balances or check an account from their phone. The branch team is available to help open new accounts, request a debit card, and answer questions about account features.
As part of the State St-Albany community, this branch provides financial guidance and access to helpful lending resources. Customers can speak with knowledgeable staff about home equity lending, view available tools for long-term planning, or receive assistance with selecting the right products for their goals. Whether visitors prefer in-branch support or the flexibility of online and mobile banking, the State St-Albany team is committed to delivering reliable service and trusted financial solutions.
Recent News From Trustco
Best Customer Service in Financial Services USA Today 2026
Best Regional Bank 2026 by Newsweek
Trustco Bank volunteers at the Upstate NY Ronald McDonald House Charities
Trustco Bank Volunteers at Sharing Center Florida
Trustco Bank Volunteers at Capital City Mission
Celebrating America 250
Month of Thanks: Celebrating Customers
Trustco Bank Volunteers at the Second Harvest Florida
2026 Guide to Understanding Mortgage Rates
Strategic Engagement with Chatter Buzz Media
Why People Love Banking With Trustco State St-Albany
“Sarah welcomed me to do notary work right away. I had been to other banks prior and been turned down, but she possessed great customer service skills, and I started an account.”
Naszir Brock
March 2025
“Very patient and knowledgeable. She helped me open a personal savings account along with 4 separate children’s accounts. She was witty and down to earth, and I totally recommend doing any of your banking with her!”
Talisha Thomas
March 2025
“Very professional and polite person. Truly excellent service. Very highly recommended. Thank you!”
Tom Wolosz
May 2025
