Trustco Bank Money Market

Money Market 1.95% APY*

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* UPSTATE: You must maintain a Home Town Premier Checking Account with reoccurring direct deposit to be eligible for the advertised rate. *Annual Percentage Yield (APY) of current as of 5/1/2019. The minimum balance requirement to open and achieve APY is $15,000.00. The introductory rate will apply for the first 6 months after the account is opened for accounts with balances of $15,000.00 or more. If balance is below $15,000.00 during the promotional period, current APY will apply. After 6 statement cycles this becomes a variable rate account based on current money market rates and levels. Current APY is 0.10% for balances up to $14,999.99, for balances $15,000 to $49,999.99, the APY is 0.30%. For balances $50,000 to $99,999.99, the APY is 0.40%. For balances $100,000 to $499,999.99, the APY is 0.45%. For balances $500,000 to $1,999,999.99, the APY is 0.50%. For balances $2,000,000 to $4,999,999.99, the APY is 0.75%. For balances above $5,000,000, the APY is 0.85%. Rates subject to change at any time. This offer applies to new money only. Funds must come from a source other than Trustco Bank. $2,500.00 minimum balance required to avoid monthly charge of $10.00. Fees may reduce earnings. Please note: We reserve the right to alter or withdraw these products or certain features without prior notification.

* DOWNSTATE: You must maintain a Home Town Premier Checking Account with reoccurring direct deposit to be eligible for the advertised rate. *Annual Percentage Yield (APY) of current as of 5/1/2019. The minimum balance requirement to open and achieve APY is $15,000.00. The introductory rate will apply for the first 6 months after the account is opened for accounts with balances of $15,000.00 or more. If balance is below $15,000.00 during the promotional period, current APY will apply. After 6 statement cycles this becomes a variable rate account based on current money market rates and levels. Current APY is 0.10% for balances up to $14,999.99, for balances $15,000 to $49,999.99, the APY is 0.35%. For balances $50,000 to $99,999.99, the APY is 0.45%. For balances $100,000 to $499,999.99, the APY is 0.50%. For balances $500,000 to $1,999,999.99, the APY is 0.60%. For balances $2,000,000 to $4,999,999.99, the APY is 0.75%. For balances above $5,000,000, the APY is 0.85%. Rates subject to change at any time. This offer applies to new money only. Funds must come from a source other than Trustco Bank. $2,500.00 minimum balance required to avoid monthly charge of $10.00. Fees may reduce earnings. Please note: We reserve the right to alter or withdraw these products or certain features without prior notification.

* FLORIDA: You must maintain a Home Town Premier Checking Account with reoccurring direct deposit to be eligible for the advertised rate. *Annual Percentage Yield (APY) of current as of 5/1/2019. The minimum balance requirement to open and achieve APY is $15,000.00. The introductory rate will apply for the first 6 months after the account is opened for accounts with balances of $15,000.00 or more. If balance is below $15,000.00 during the promotional period, current APY will apply. After 6 statement cycles this becomes a variable rate account based on current money market rates and levels. Current APY is 0.10% for balances up to $14,999.99, for balances $15,000 to $49,999.99, the APY is 0.35%. For balances $50,000 to $99,999.99, the APY is 0.45%. For balances $100,000 to $499,999.99, the APY is 0.50%. For balances $500,000 to $1,999,999.99, the APY is 0.60%. For balances $2,000,000 to $4,999,999.99, the APY is 0.75%. For balances above $5,000,000, the APY is 0.85%. Rates subject to change at any time. This offer applies to new money only. Funds must come from a source other than Trustco Bank. $2,500.00 minimum balance required to avoid monthly charge of $10.00. Fees may reduce earnings. Please note: We reserve the right to alter or withdraw these products or certain features without prior notification.