2022 Month of Thanks

Check out These Great Specials!

All Customers:
Half-off on all Mortgage Application Fees1
0.05% additional for all C.D. renewals2

Plus Earn Money for the following:
Sign up for bill pay and pay 3 bills during the month3
Existing customer that “Shares” a post on Facebook3
Special Refer-A-Friend promotion4

  • Receive $25 for each checking4a or savings4b account referral + Your friend will receive $75!

    Also

  • Receive $100 for each approved loan referral4c + Your friend will receive a $150 credit toward closing costs!

Business Customers:

Establish a Clover® Relationship & receive $1005

Check out These Great Raffle Prizes!6

Grand Prize:

Win 1 of 3 $1,000 Savings Accounts!

Second Prize:

Win 1 of 3 $500 Southwest Airlines® Gift Cards!

 

Contact Branch Manager for Details.

*You must have an established deposit account to be eligible for these offer. Offer Valid 11/1/22 - 11/30/22: 1 - No cash value. Offer Valid for any Purchase, New Construction, Refinance or Trustco Bank Refinance applied for until 11/30/22. The standard application fee for loans $15,000 to $800,000 is $299 and loans $800,001 to $1,500,000 is $349. 2 - CD Special: Available on Trustco Bank Certificate of Deposits (CDs). Annual percentage yield (APY) assumes principal and interest would remain on deposit for at least one year. The minimum balance requirement to open and achieve APY is $500. Interest is accrued daily and credited monthly. Substantial penalty for early withdrawal. Fees may reduce earnings. Please see your Branch Manager for current CD APYs, terms and conditions. 3 - You must notify your branch manager when you have completed these transactions. 4 - Account opening and other transactional requirements must be met. All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer. For existing Trustco Bank customer to receive $25 and non-Trustco Customer to receive $75 4a - Non-Trustco Customer must open a new Home Town Premier Checking or a Home Town Free Checking, with either a Direct Deposit, or 15 debit card transactions, or a $5,000 minimum balance for 60 days. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit or 15 debit card transactions must be completed within 45 calendar days from the date that the account was opened. Debit Card transactions must post and clear the account to qualify. Minimum of $50 to open a Checking Account. Home Town Premier Checking: Minimum daily collected balance of $500 to earn an Annual Percentage Yield (APY). APY is 0.01%, current as of 9/1/2022, and subject to change at any time. The rate may change after the account is opened. Monthly Service Charges or fees may reduce earnings. Home Town Free Checking: Does not earn interest. If Direct Deposit is canceled on the Home Town Premier Checking Account, a daily collected balance of $500 is required or $5 Monthly Service Charge applies. 4b - Non-Trustco Customer must open a new Savings Account with a minimum of $10,000 balance for 60 days (Club Accounts excluded). The minimum daily available balance of $200 to earn an APY. APY is 0.01%, current as of 9/1/2022, and subject to change at any time. The rate may change after the account is opened. Interest accrues daily and credited monthly. Monthly Service Charges or fees may reduce earnings. Bonuses will be paid within 60 calendar days of verification that the balance requirement has been met. See the branch manager for current rates and terms. A checking account with the above-mentioned criteria must also be open, active, and in good standing. 4c - For existing Trustco Bank customer to receive $100 and non-Trustco customer to receive $150 credit towards closing, the non-Trustco customer must be approved for and close on a mortgage. Offer valid on new purchases and non-Trustco Bank refinances. By Participating both parties waive their privacy for Trustco Bank to disclose account opening status. Employees are not eligible to participate in this promotion. Bonuses may be reported to the Internal Revenue Service. 5 - Transactional requirements must be met. © 2021 Clover Network Inc. The Clover name, logo and related trademarks are owned by Clover Network, Inc., and are registered or used in the U.S. and many foreign countries. 6 - *NO PURCHASE NECESSARY.  Void where prohibited by law and outside of FL, MA, NJ, NY and VT.  Subject to all federal, state, and local laws, regulations, and ordinances.  Open to legal residents of FL, MA, NJ, NY and VT, age 21 and older at time of entry. No account or purchase requirements to enter. Contest begins 9:00 AM ET on 11/1/2022 and ends 4:59 PM ET on 11/30/2022 Winners will be selected by 12/16/22. To enter, go to your local Trustco Bank branch location and complete an entry form. Or you may write your name, address, telephone number, and email on a 3x5 card and mail it to: Trustco Bank® Month of Thanks Sweepstakes, Trustco Bank Marketing Department, P.O. Box 1082, Schenectady, NY 12301. Limit of one entry per person. First Prizes (3): $1,000.00 Trustco Bank Statement Savings Account. Second Prizes (3): $500 Southwest Airlines gift cards. Total Approximate Retail Value (ARV) of all prizes to be awarded: $4,500.00. Savings account subject to current schedule of service charges. Annual Percentage Yield of 0.01% as of 10/15/2022 in FL, MA, NJ, NY and VT for balances of $0 - $14,999. Please speak with a Branch Manager or visit https://www.trustcobank.com for a complete list of rates per region. Odds of being selected as a first prize winner is dependent on the number of total entries received at each branch location. The dollar amount of the prize may be reported to the IRS as income. For complete rules and eligibility requirements, visit your local Trustco branch or send an SASE (VT residents may omit return postage) to Trustco Bank® Month of Thanks Sweepstakes Official Rules, c/o Trustco Bank Marketing Department, P.O. Box 1082, Schenectady, NY 12301. Employees and immediate family members are not eligible. Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification. Please note: Trustco Bank Employees are excluded. All loans subject to credit approval. NMLS #474376.

 

 

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