New Construction Loans

When a developer owns a piece of land upon which you are having them build your dream home...

  • Builder Transfers Title at Time of Closing After Construction is Complete
  • Free 330 Day Rate Lock
  • Financing Up to 97% of Appraised Value
  • Low Closing Costs
  • Low Fixed Interest Rate Options
  • Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
  • Biweekly or Monthly Payment Options
  • No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
  • No Borrower Paid Private Mortgage Insurance*
  • No Appraisal Fee
  • Free Conditional Pre-Approvals Available
  • Quick and Easy Application Process

Inquire Now »

Find a location near you to get started »


*Subject to credit approval. *Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over. Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.

Trustco Bank is your Hometown BankFind a location near you to get started »