11th Annual Month of Thanks

Home Town Advantage Program

Week 1: Share Trustco Bank's Month of Thanks Facebook post

NOVEMBER 4TH – NOVEMBER 9TH

Week 1: Share Trustco Bank's Month of Thanks Facebook post Facebook

Login • Visit Trustco Bank • Share • Tell Your Manager • Earn $5*

*Offer Valid 11/4/19 - 11/9/19: To receive the $5 Bonus, you must share the 11/1/19 “Month of Thanks” posting from the Trustco Bank Official Page on Facebook, (www.facebook.com/TrustcoBank) and then notify any Trustco Bank Branch Manager. Bonus will be rewarded within 10 business days of verification. Stop into any Trustco Bank Branch Location each week to receive details for current “Home Town Advantage Program” earning requirements. Each week’s bonus offer ends at 12:59 PM EST on Saturday. New week’s bonus offer will begin at 9:00 AM EST on Monday (9:00 AM EST on Tuesday, 11/12 for ‘Week 2’). Please note: Trustco Bank Employees are excluded. Trustco Bank reserve the right to alter or withdraw these products or certain features thereof without prior notification. All loans subject to credit approval. NMLS #474376.

Week 2: Open a Linked Trustco Bank Holiday or Vacation Club Account

NOVEMBER 12TH – NOVEMBER 16TH

Week 2: Open a Linked Trustco BankHoliday or Vacation Club Account

Visit your local Trustco Bank • Open a Linked Club Account • Earn $5*

*Offer Valid 11/12/19 - 11/16/19: To receive the $5 Bonus, you must open a Trustco Bank Holiday/Vacation Club Account that is linked to a Trustco Bank Home Town Checking Account. No minimum opening deposit and no minimum balance requirement. Limit of six (6) transfers or withdrawals per month. Please refer to Trustco Bank Holiday/Vacation Club Truth-in-Savings Disclosure for additional terms and conditions. Minimum of $50 to open a Home Town Checking Account. Home Town Premier Checking: Minimum balance of $500 to Earn Annual Percentage Yield (APY). APY is 0.01%, current as of 10/16/19 and subject to change at any time. Home Town Free/Student Checking: Does not earn interest. Bonus will be rewarded within 10 business days of verification. Stop into any Trustco Bank Branch Location each week to receive details for current “Home Town Advantage Program” earning requirements. Each week’s bonus offer ends at 12:59 PM EST on Saturday. New week’s bonus offer will begin at 9:00 AM EST on Monday (9:00 AM EST on Tuesday, 11/12 for ‘Week 2’).Please note: Trustco Bank Employees are excluded. Trustco Bank reserve the right to alter or withdraw these products or certain features thereof without prior notification. All loans subject to credit approval. NMLS #474376.

Week 3: Make 3 Trustco bank Debit Card Purchases

NOVEMBER 18TH – NOVEMBER 23RD

Week 3: Make 3 Trustco bank Debit Card Purchases

Pay with your Trustco Bank Debit Card • Tell Your Manager • Earn $5*

*Offer Valid 11/18/19 - 11/23/19: To receive the $5 Bonus, you must complete three (3) Trustco Bank Debit Card transactions during the week and then notify any Trustco Bank Branch Manager. Bonus will be rewarded within 10 business days of verification. Stop into any Trustco Bank Branch Location each week to receive details for current “Home Town Advantage Program” earning requirements. Each week’s bonus offer ends at 12:59 PM EST on Saturday. New week’s bonus offer will begin at 9:00 AM EST on Monday. Please note: Trustco Bank Employees are excluded. Trustco Bank reserve the right to alter or withdraw these products or certain features thereof without prior notification. All loans subject to credit approval. NMLS #474376.

Week 4: Complete an Allpoint withdrawal or Apple/Google Pay transaction

NOVEMBER 25TH – NOVEMBER 30TH

Week 4: Complete an Allpoint withdrawal or Apple/Google Pay transaction

Complete the transaction • Tell Your Manager • Earn $5*

*Offer Valid 11/25/19 - 11/30/19: To receive the $5 Bonus, you must complete a cash withdrawal using your Trustco Bank ATM/Debit Card at an AllPoint ATM or use your Mobile Smart Phone to complete a Trustco Bank Debit Card purchase through Apple Pay or Google Pay and then notify any Trustco Bank Branch Manager. Bonus will be rewarded within 10 business days of verification. Stop into any Trustco Bank Branch Location each week to receive details for current “Home Town Advantage Program” earning requirements. Each week’s bonus offer ends at 12:59 PM EST on Saturday. Please note: Trustco Bank Employees are excluded. Trustco Bank reserve the right to alter or withdraw these products or certain features thereof without prior notification. All loans subject to credit approval. NMLS #474376.

Also, Available All November!

  • 1/2 Off Mortgage Application Fee1
  • CD Special: 0.05% higher on CD renewals2
  • Refer-a-Friend: Good friends make the best neighbors. Refer a friend and receive $5 when they open a Trustco Bank deposit account!†
  • Chance to Win: 1 of 3 $1,000 Savings Accounts!‡

 

 

 

[1]No cash value. Offer Valid for any Purchase, New Construction, Refinance or Trustco Bank Refinance applied for until 11/30/19. The value of the application fee for loans $15,000 to $550,000 is $299 and loans $550,001 to $1,500,000 is $349.

[2]CD Special: Offer Valid 11/1/19 - 11/30/19. Available on Trustco Bank Certificate of Deposits (CDs) renewals. Annual percentage Yield (APY) assumes principal and interest would remain on deposit for at least one year. The minimum balance requirement to open and achieve APY is $500. Interest is accrued daily and credited monthly. Substantial penalty for early withdrawal. Fees may reduce earnings. Please see your Branch Manager for current CD APYs, terms and conditions.

†Offer valid 11/1/19 - 11/30/19. Yields current as of 10/9/19. For existing Trustco Bank customer to receive $5, the referred non-Trustco Bank customer must open a Trustco Bank deposit account (Home Town Checking, Savings, Money Market and/or CD/IRA - Club accounts excluded). By participating both parties waive their privacy for Trustco Bank to disclose account opening status.
Premier Checking: $50 opening deposit; $500 balance to achieve 0.01% Annual Percentage Yield (APY);
Free/Student Checking: $50 opening deposit, accounts do not earn interest;
Passbook/Statement Savings: $50 opening deposit, $200 balance to achieve 0.05% Annual Percentage Yield (APY) for balances of $0-$14,999.99, please refer to Account Opening Disclosure for all other yields and terms;
Money Market Account (MMA): $2,500 opening deposit, $2,500 balance to achieve 0.05% Annual Percentage Yield (APY) for balances of $0-$14,999.99, please refer to Account Opening Disclosure for all other yields and terms;
Certificate of Deposit (CD)/IRA: $500 opening deposit, $500 balance to achieve Annual Percentage Yield (APY) for selected term, please speak with a Branch Manager for all yields and terms available.

‡NO PURCHASE NECESSARY. Void where prohibited by law and outside of FL, MA, NJ, NY and VT. Subject to all federal, state, and local laws, regulations, and ordinances. Open to legal residents of FL, MA, NJ, NY and VT, age 21 and older at time of entry. No account or purchase requirements to enter. Contest begins 9:00 AM ET on 11/1/2019 and ends 12:59 PM ET on 11/30/2019. Winners will be selected on 12/20/2019. To enter, go to your local Trustco Bank branch location and complete an entry form. Or you may write your name, address, telephone number, and email on a 3x5 card and mail it to: Trustco Bank® Month of Thanks Sweepstakes, Trustco Bank Marketing Department, P.O. Box 1082, Schenectady, NY 12301. Limit of one entry per person. First Prizes (3): $1,000.00 Trustco Bank Statement Savings Account. Total Approximate Retail Value (ARV) of all prizes to be awarded: $3,000.00. Savings account subject to current fee schedule. Annual Percentage Yield of 0.05% as of 10/9/2019 in FL, MA, NJ NY and VT for balances of $0 - $14,999. Please speak with a Branch Manager or visit https://www.trustcobank.com/page/current-interest-rates-52.html for a complete list of rates per region. Odds of being selected as a first prize winner is dependent on the number of total entries received at each branch location. The dollar amount of the prize may be reported to the IRS as income. For complete rules and eligibility requirements, visit your local Trustco branch or send an SASE (VT residents may omit return postage) to Trustco Bank® Month of Thanks Sweepstakes Official Rules, c/o Trustco Bank Marketing Department, P.O. Box 1082, Schenectady, NY 12301. Employees and immediate family members are not eligible.

Please note: Trustco Bank reserves the right to alter or withdraw these products or certain features thereof without prior notification. All loans subject to credit approval. NMLS #474376.