Hometown First Time Home Buyers Program

Trustco Bank is here for you when you are ready to purchase your first home. We make it easy and are here for you every step of the way.

  • 95% Financing Available (80% Max for Condominiums)
  • Same Low Rate as our Conventional Mortgage
  • Financing Available for up to $550,000
  • Reduced Application and Closing Fees
  • Financing Available for Owner Occupied Residential Properties Up to 2 Units
  • A Tax Saver Account will be Opened and Funded with $100 by the Bank
  • Low Closing Costs
  • Biweekly or Monthly Payment Options Available
  • No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
  • No Appraisal Fee
  • No Points
  • Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate


Income Limits