Trustco Bank Hometown Personal Mastercard®

What do you want from your card?

Trustco Bank Hometown Rewards Mastercard

You’ll earn 1 point per $11 starting with your first purchase, with no point cap
or minimums. Plus, you’ll get 10,000 bonus points if you spend $1,500 in purchases within the first 90 days.

Trustco Bank Hometown Premium Rate Mastercard

Give yourself buying power with a low spending rate and valuable cardmember benefits.

Pay no interest on purchases
during intro period no matter which card you choose

  • 0% intro APR on purchases for the first 12 billing cycles2 after account opening
  • 0% intro APR on balance transfers for the first 12 billing cycles2 after account opening
  • Then after that, a variable APR, currently as low as 8.99%2 to 14.74% based on the Prime Rate and your creditworthiness after the intro expires.

Plus enjoy worldwide buying power at retail locations, ATMs, and 24-hour online account access.

3 easy ways to request your credit card:

  1. Mail back your request form (pdf)
  2. Call 1-866-686-2094
  3. Visit