Trustco Bank Financial Literacy Portal
Financial Literacy is the knowledge and application of various financial skills, which may include creating a budget, understanding how credit works, and saving for retirement. At Trustco Bank, we understand the impact making informed financial decisions can have on individuals’ everyday lives, as well as on their legacy.
In order to strengthen your foundation for informed financial decision making, we have provided a compilation of articles that may serve as a resource as you navigate various financial milestones. These are intended for general informational purposes only. Should you have specific questions, please contact your appropriate legal, accounting, tax, or Trustco Bank Financial Services Department professional.
Business Owner
Education Planning
Estate Planning
- Advanced Estate Planning Concepts for Women
- Charitable Giving
- Estate Planning Key Numbers
- Estate Planning and Income Tax Basis
- Estate Tax Changes Under Recent Tax Acts
- Estate Tax
- Gift Tax
- Income in Respect of a Decedent
- Key Estate Planning Documents You Need
- Lifetime Transfers to Children
- Members of the Military- Estate Planning
- Planning for Incapacity
- Portability of Applicable Exclusion Amount between Spouses
- The New Estate Tax Rules and Your Estate Plan
- Women and Estate Planning Basics
FDIC Consumer Communications
Government Benefits
Investment Planning
- Back to Basics- Diversification and Asset Allocation
- Bonds, Interest Rates, and the Impact of Inflation
- Eleven Ways to Help Yourself Stay Sane in a Crazy Market
- Five Keys to Investing for Retirement
- Growth vs
- Handling Market Volatility
- Investing as a Couple- Getting to Yes
- Medical Professionals- A Prescription for Your Financial Health
- Members of the Military- Personal Financial Planning
- Protecting Your Savings and Investments
- Socially Responsible Investing
- The ABCs of Mutual Fund Share Classes
- The Power of Dividends in a Portfolio
- The Traits of a Good Investor and How Women Can Make the Most of Them
- What Rising Rates Could Mean for Your Money
Personal Finance
- All About Credit Scores
- Financial Basics for Millennials
- Financial Planning- Helping You See the Big Picture
- How to Help Protect Yourself Against Identity Theft
- Maintaining Your Financial Records- The Importance of Being Organized
- Robo Advisors Have Arrived, But Life Often Calls for a Human Touch
- Teach Your Children Well - Basic Financial Education
- Test Your Knowledge of Financial Basics
- Understanding Your Paycheck
- Working with a Financial Professional Your Interests Come First
Protection Planning
- Disability Insurance Basics
- Five Questions about Long-Term Care
- Funding Your Future with a Fixed Annuity
- Health Savings Accounts
- Health-Care Reform Changes Affecting Employers
- Health-Care Reform Changes Affecting Seniors
- Health-Care Reform Credits and Subsidies
- Health-Care Reform Replacing Myths with Facts
- Protecting Your Loved Ones with Life Insurance
- TRICARE The Health Insurance Program Serving the Military
Retirement Planning
- 401(k) Plans
- 403(b) Plans
- All About IRAs
- Charitable Contributions from IRAs
- Common Factors Affecting Retirement Income
- Funding a Roth IRA
- In-Service Withdrawals from 401(k) Plans
- Retirement Account Rollovers
- Retirement Planning Considerations for a Stay-at-Home Spouse
- Retirement Planning Key Numbers
- Retirement-Planning Tips for Women
- SECURE Act Changed IRA and Retirement Plan Inheritance Rules
- Six Steps to Consider Before Tapping Your Retirement Savings Plan
- The Roth 401(k)
- The Roth 403(b)
- The Tax Benefits of Your Retirement Savings Plan
Special Situations
- Adjusting to Life Financially after a Divorce
- Balancing Work and Family
- Caring for Your Aging Parents
- Death of a Family Member Checklist
- Financial Survival After a Job Loss
- Loss of a Spouse
- Planning for Marriage- Financial Tips for Women
- Planning for Remarriage
- Planning for the Financial Impact of Children
- Women and Money- Taking Control of Your Finances
- Women- Moving Forward Financially After the Loss of a Spouse
Tax Planning
Customer Service
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Saturday - 8am - 5pm
1-800-670-3110
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