1st Mortgage: Purchase

  • Financing Available for Owner Occupied Residential Properties up to 4 Units
  • Free Conditional Pre-Approvals Available
  • Free 90-Day Rate Lock at Time of Application
  • 89.5% Financing Available (80% Max for Condominiums)
  • Low Closing Costs
  • Biweekly or Monthly Payment Options Available
  • No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account
  • No Borrower Paid Private Mortgage Insurance*
  • No Appraisal Fee
  • No Prepayment Penalty
  • Quick and Easy Application Process
  • Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate
  • New Construction Mortgages With 330-Day Free Interest Rate Lock

Inquire Now »

Find a location near you to get started »

 

Applicable to our portfolio mortgage product. If you fail to qualify for that product, you may be offered a mortgage that does have an appraisal fee, borrower-paid PMI, and a tax escrow account.
*Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over.

Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.

Trustco Bank is your Hometown Bank.  Find a location near you to get started »