Celebrate the New Year by switching to Trustco Bank!

  • Get $100!
    Open a Home Town Savings Account with $10,000 minimum balance for 60 days and receive $100!1
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  • Get $100!
    Open a Premier or Home Town Free Checking Account with direct deposit or $5,000 minimum balance for 60 days, or 15 debit card transactions within 45 days, and receive $100!2
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  • Get $250!
    Apply for a mortgage (purchase and non-Trustco refinance only) and get $250 off the closing costs!3
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  • Get $350!
    Open a Home Town Business Checking Account with direct deposit or an average balance of $500 for the first statement cycle and receive $100!4 Receive a $250 statement credit when you switch your merchant services to Clover®!5

For a list of locations, please click here.

Promotional offer is valid from 1/3/2023 until 2/28/2023. Account opening and other transactional requirements must be met. All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.

1. Club Accounts excluded in this promotion. To receive the $100, you must open a new Savings Account with a minimum of $10,000 balance. The minimum daily available balance of $200 to earn an APY. APY is 0.05%, current as of 11/30/2022, and subject to change at any time. The rate may change after the account is opened. Interest accrues daily and credited monthly. Monthly Service Charges or fees may reduce earnings. Bonuses will be paid within 60 calendar days of verification that the balance requirement has been met. See the branch manager for current rates and terms.

2. To receive the $100, you must open a new Home Town Premier Checking or a Home Town Free Checking, with either a Direct Deposit, or 15 debit card transactions, or a $5,000 minimum balance for 60 days. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit or 15 debit card transactions must be completed within 45 calendar days from the date that the account was opened. Debit Card transactions must post and clear the account to qualify. Minimum of $50 to open a Checking Account. Home Town Premier Checking: Minimum daily collected balance of $500 to earn an Annual Percentage Yield (APY). APY is 0.01%, current as of 11/29/2022, and subject to change at any time. The rate may change after the account is opened. Monthly Service Charges or fees may reduce earnings. Home Town Free Checking: Does not earn interest. If Direct Deposit is canceled on the Home Town Premier Checking Account, a daily collected balance of $500 is required or $5 Monthly Service Charge applies.

3. Subject to credit approval. Offer valid on new purchases, new construction, and non-Trustco Bank refinances. Must complete requirements during offer period. You must have an established checking account and set up Autocharge payments.

4 - Minimum to open a new Home Town Business Checking Account is $50. $5 monthly service charge. To waive $5.00 monthly service charge, either: a $500 monthly average balance is required or set-up a qualifying Direct Deposit of your Merchant Services. The $100 will be deposited to your account within 60-days of completing requirements.

5 - This offer is available for qualified Trustco merchant services customers who have not had an account with First Data Merchant Services within six months. You must have a minimum annual processing volume of $120,000 to qualify. All new account applications subject to review and approval. A $250 statement credit will be applied to the merchant statement within 60 days of eligibility and activation. Offer subject to change without notice. Merchant Services are provided by First Data Merchant Services LLC. Terms and Conditions apply. NMLS# 474376. Employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service. Only one offer per eligible customer and household. Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.

Contact us today to learn more!

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