Personal Banking

Mortgages

When It Comes To Your House, You'll Feel Right At Home At Trustco.

It's the American Dream. Owning your own home. With a Trustco first mortgage, you'll be able to do it faster, easier and more affordably than you ever thought. With the lowest closing costs on first mortgages, our quick application process and fast decisions made right here in your home town, the address for your success is as close as your nearest Trustco Branch.

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1st Mortgage

• Financing available for purchases, refinances, and new construction
• Lowest closing costs
• Low rates; rates locked at time of application
• Quick application process
• No appraisal fees
• No escrow
• No points
• No (P.M.I.) Private Mortgage Insurance
• Portfolio lender, so you will receive local servicing
• 95% financing available
• No prepayment penalties
• Fast decisions
• 300-day rate lock on new construction
• Bi-weekly payment option
• Building loans with only one closing
• Free pre-qualification

Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.