Mortgage & Lending
Buying a House
Equity Loans
Building a House
Consumer Loans
Find a Loan Originator
Refinancing
Mortgage & Lending Resources

Construction Loans With Trustco

  • Builder Transfers Title at Time of Closing After Construction is Complete

  • Free 330 Day Rate Lock

  • Financing Up to 97% of Appraised Value

  • Low Closing Costs

  • Low Fixed Interest Rate Options

  • Convenient Automatic Payment Option, From a Trustco Checking Account, With a Lower Interest Rate

  • Biweekly or Monthly Payment Options

  • No Tax Escrow Required - Earn Interest With Your Trustco Tax Saver Account

  • No Borrower Paid Private Mortgage Insurance*

  • No Appraisal Fee

  • Free Conditional Pre-Approvals Available

  • Quick and Easy Application Process

*Subject to credit approval. *Lender paid Private Mortgage Insurance on loans 89.5% Loan-to-value and over. Please note: We reserve the right to alter or withdraw this product or certain features thereof without prior notification.

Trustco Bank is your Hometown Bank. Find a location near you to get started

Still have Questions?

Let Us Call You

Click here and we will call you

Request Call-Back
Call us
For existing accountholders or questions:

1-800-670-3110
Find a Location
Find an ATM or banking location near you.

{"hide_search_input":"1","hide_near_input":"","show":"","filters_pos":"","input_size":"","bar_flex_wrap":"","bar_flex_wrap_md":"","bar_flex_wrap_lg":"","input_border":"","input_border_opacity":"","input_rounded_size":"","btn_bg":"","btn_rounded_size":"","btn_rounded_size_md":"","btn_rounded_size_lg":"","bg":"","mt":"","mr":"","mb":"3","ml":"","pt":"","pr":"","pb":"","pl":"","border":"","rounded":"","rounded_size":"","rounded_size_md":"","rounded_size_lg":"","shadow":"","css_class":""}