Home Equity Loans and Credit Lines

A Trustco home equity loan or line of credit allows you to borrow the money you need for home improvements, a new car, the boat you've always wanted and so many other important purchases.

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Home Equity Credit Line

  • 1st or 2nd mortgages over $7,500 up to $300,000
  • Revolving credit line based on the equity you have in your home
  • Low rates
  • Fast decisions
  • No appraisal fees or origination fees
  • No annual fee
  • Financing options up to 90% Loan to Value
  • Quick application process with no fees or closing costs1
  • Easy check writing access to the line of credit
  • Pay interest only for first 15 years

Home Equity Loan

  • 1st or 2nd mortgages over $5,000 up to $300,000
  • Terms from 5-20 years
  • Low fixed rates
  • Financing options up to 90% Loan to Value
  • Fast decisions
  • Quick application process with no fees or closing costs1
  • No appraisal fees or origination fees

 

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1 No closing costs: If loan is cancelled for any reason within three years from closing date, all closing costs we pay for you at closing will be added to your payoff amount. In addition for Credit Lines: No closing costs if $15,000 or more is drawn on your line at closing. If less than $15,000 is drawn, local recording taxes and fees will apply. Please note: we have the right to alter or withdraw this product or certain features thereof without prior notification. Member FDIC Equal Housing Lender.